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How to Keep Your Backyard Campfires Safe

There is nothing like a campfire to create a cozy atmosphere when friends and family get together under the stars. A fire draws the gaze and lets you keep warm while socializing in the cool of the evening. A campfire can even be used to cook a meal if you have the right type of fire and accessories. But where there is fire, there is...

Uninsured and underinsured motorist coverage

What is underinsured motorist coverage? If the driver at fault in an accident has insurance but it’s not enough to cover your medical bills or damage to your vehicle, underinsured motorist coverage can step in where the other insurance left off. The difference between uninsured and underinsured motorist coverage The fundamental difference between uninsured and underinsured motorist coverage is that uninsured covers you if you’re...

5 snowmobiling safety tips

As the temperatures drop and the snow starts piling up, you’re getting ready to once again hit the trails on your snowmobile. Whether you’re a veteran rider or you’re just discovering this wonderful winter pastime this year, remember—that’s a big, heavy machine you’re operating,  often in challenging weather conditions. So before you head out for your next snowmobile ride, check out these five safety tips....

4 Winter Risks and How to Protect Your Business From Them

Consumer spending increases for the holidays and business picks up during the winter months. But winter weather also brings certain risks for businesses. The following are some top winter risks and how to protect your business from them. Slip or Trip and Fall Accidents Icy walkways and slippery floors from melting snow can lead to slip or trip and fall accidents on your business premises....

Comprehensive vs. Collision Auto Insurance

Comprehensive and collision are two different types of auto insurance coverage. You may want to bundle them together for added protection. Comprehensive may cover situations that collision does not, and vice versa. What Is Comprehensive Auto Insurance? Comprehensive pays for damage to your vehicle caused by non-collision-related covered events. These events may include vandalism, theft, hail, or fire. Comprehensive may also cover a collision with...