Understanding property damage liability insurance
Posted: May 30, 2023
Understanding property damage liability insuranceWhat is property damage liability insurance? Property damage liability insurance helps pay for the cost of repairs for the damage you cause to another person’s vehicle or property in a covered accident where you’re at fault. Your state probably requires you to carry this coverage if you own a vehicle. In most states, property damage liability is included with your liability insurance policy. Carrying property...
Liability vs. “full coverage” car insurance
Posted: May 25, 2023
Liability vs. “full coverage” car insuranceThe term "full coverage" is often used in the auto insurance industry, but it's important to note that it's not actually a type of insurance product. For the purposes of this article, we use the term to mean a policy that includes, at minimum: Bodily injury liability Property damage liability Collision Comprehensive What’s the difference between liability and “full coverage” insurance? Liability insurance can help...
A guide to defensive driving
Posted: April 7, 2023
A guide to defensive drivingDriving is something most of us need to do every day, but we often forget how dangerous it can actually be. These defensive driving tips can help keep you safe on the road, protect other drivers, and even save you some money. What is defensive driving? Defensive driving is an approach to driving that involves anticipating danger, following safety procedures, and having a proactive attitude...
10 Ways to Avoid Road Rage
Posted: March 3, 2023
10 Ways to Avoid Road RageHow does road rage impact my car insurance? We all feel frustrated or annoyed behind the wheel from time to time—whether we've been cut off by a speeding driver, someone is tailgating us or won't let us merge, or we're stuck in bumper-to-bumper traffic. That’s totally reasonable. But when those feelings intensify into road rage, things become dangerous. According to SafeMotorist, 12,610 injuries and 218...
Does Your Auto Insurance Cover Air Conditioning?
Posted: August 16, 2022
Does Your Auto Insurance Cover Air Conditioning?Driving a car with no A/C can be miserable during the hot summer months, particularly during a heatwave. As important as it is to your comfort and that of your passengers, automotive air conditioning can be expensive to repair or replace when it breaks down or malfunctions. In many cases, when the A/C malfunctions it is considered normal wear-and-tear and not covered by auto insurance...